Credit— friend or foe? The answer lies in how you use it. Learn which credit facilities are best suited for many of your everyday financial needs, how to avoid common pitfalls such as running up excessive credit card debt, and how to manage your borrowings should you run into financial difficulties. Making The Most Of Credit is the third book in the Managing Your Wealth series on personal finance. Commissioned by Citi Asia Pacific as a practical and independent guide to growing your money, this six-part series is aimed at helping both new and experienced investors across Asia make more informed decisions to meet their financial and investment goals. From setting priorities for your family to planning for your retirement and beyond, these books will help you decide on the optimal course of action to match your financial needs.

Text: David Tan
ISBN: 978-981-4217-80-4